A Public Adjuster Can Ease the Insurance Claim Process

Hurricanes and tornadoes as well as accidental property damage can leave property owners feeling shocked, overwhelmed and confused. These unexpected events can and often cause severe economic consequences to families, business owners and even the surrounding communities. Those who are properly insured have the best chance of rebuilding and restoring their lives.

In the event of a mass catastrophe and the ensuing chaos, most people will rely on their insurance company adjuster to value their property insurance claim. But is this amount always accurate and how can a claimant ensure he or she is being fairly compensated for the losses?

Insurance claim experts called public adjusters help property owners with the insurance claim process. Public adjuster services often include estimation of damages, substantiating documentation, daily claim tasks, document submittals, communication with the carrier, site meetings, and negotiation of the claim settlement. These services ease the stress and confusion involved with the insurance claim process and ensure an efficient and accurate settlement. 

Public insurance adjusters are licensed to represent policyholders only, not insurance companies. Most states license public adjusters and license and credential verification can be found online. If you have filed a homeowner claim, business insurance claim or business interruption claim, then it’s your right to hire the services of a public adjuster who will ensure a seamless process and a maximized settlement. You can find public adjuster services in Florida, Houston and many states and cities across the U.S

Get Fire Insurance Claim Help from A Qualified Public Adjuster

Fire and smoke damage can wreak the most havoc for homeowners or business owners, and the fire insurance claim process can be even more debilitating than the fire itself. Claimants become overwhelmed and confused when they realize that much time and resources are required to document the insurance their claim.

Knowing the ins and the outs of the fire insurance claim process and how to go about getting a full settlement from the insurance company should be expected of an insurance claim professional but not a typical property owner. The post-loss duties and responsibilities as well as the terms and conditions of the insurance policy can be difficult to comprehend and understand. 

A resources available to claimants is a public adjuster—an insurance claim expert with knowledge and experience navigating the fire insurance claim process as well as insurance claim estimating, documenting and negotiating. These “personal” insurance adjusters ease the burden of time and energy dealing with the insurance company while ensuring the largest possible settlement on behalf of the claimant. 

When you hire an experienced public adjuster, you are turning your fire insurance claim over to a claim expert who knows exactly how to prepare, document and settle a fire damage claim. He or she should be qualified and provide referrals of former clients he or she helped through the fire insurance claim process. With a public adjuster on your side, you can make sure that every detail of your claim is properly prepared, presented and negotiated for the highest and most accurate settlement.

Policyholders should immediately consult with an experienced public adjuster if:

• The insurance company sent a Reservation of Rights letter.
• The fire insurance claim or cause of fire is under investigation.
• The insurance company sent you a Proof of Loss form to fill out.
• The cause or origin of the fire has been ruled suspicious.
• The insurance company denied your fire insurance claim.
• The insurance company offered you a low or partial fire claim settlement.
• The insurance company has required to participate in an Examination Under Oath (EUO)