Dealing with and managing the day to day activities of a fire insurance claim can be a frustrating and very involved task. This, combined with an insurance company adjuster who may be playing hardball with you, can make the claim process feel like a bad dream.
The nature of the fire insurance claim process is typically investigative due to the scope of damage and nature of fire itself. Insurance companies usually require extensive paperwork and cooperation prior to starting the claim adjusting part of the claim. Claimants will be required to submit claim forms, verbal and written affidavits, inventories and so on very early in the process. These duties and responsibilities often become a full time job and can create stress, confusion and anger. Disagreements with the claim adjuster from the insurance company can make an overwhelming situation seem hopeless. Many policyholders are unaware that fire insurance claim help from a personal fire damage adjuster is available for a nominal contingency fee. A fire damage adjuster – or a public adjuster- is an expert in the handling, managing, documenting and negotiating fire claims. He or she creates damage estimates in the format insurance companies will accept, handles all the daily communications and meetings and is adept at negotiating the largest and most accurate claim settlement. Because of their experience in the claim process, hiring a public adjuster will likely shorten the time to settlement.
These estimates can include personal property contents estimates, structure and building estimates, and code coverage estimates. The estimates should detail all types of damages including heat-related damages, smoke and soot damages, as well as dames resulting from water and flame retardants the fire firefighters may have used.
In addition to the fire damage estimates, public adjusters will include other supporting documentation such as photos, expert reports and other cost and valuation documents as part of the claim package they submit to an insurance company.
An experienced fire damage adjuster can manage your claim and negotiate the highest possible settlement while you focus on restoring your life. In the end, professional insurance claim help will likely save you time, money and stress.
The nature of the fire insurance claim process is typically investigative due to the scope of damage and nature of fire itself. Insurance companies usually require extensive paperwork and cooperation prior to starting the claim adjusting part of the claim. Claimants will be required to submit claim forms, verbal and written affidavits, inventories and so on very early in the process. These duties and responsibilities often become a full time job and can create stress, confusion and anger. Disagreements with the claim adjuster from the insurance company can make an overwhelming situation seem hopeless. Many policyholders are unaware that fire insurance claim help from a personal fire damage adjuster is available for a nominal contingency fee. A fire damage adjuster – or a public adjuster- is an expert in the handling, managing, documenting and negotiating fire claims. He or she creates damage estimates in the format insurance companies will accept, handles all the daily communications and meetings and is adept at negotiating the largest and most accurate claim settlement. Because of their experience in the claim process, hiring a public adjuster will likely shorten the time to settlement.
These estimates can include personal property contents estimates, structure and building estimates, and code coverage estimates. The estimates should detail all types of damages including heat-related damages, smoke and soot damages, as well as dames resulting from water and flame retardants the fire firefighters may have used. In addition to the fire damage estimates, public adjusters will include other supporting documentation such as photos, expert reports and other cost and valuation documents as part of the claim package they submit to an insurance company.
An experienced fire damage adjuster can manage your claim and negotiate the highest possible settlement while you focus on restoring your life. In the end, professional insurance claim help will likely save you time, money and stress.
