Wednesday 24 February 2016

Public Adjuster Services Can Protect Your Property Insurance Claim

In a perfect world insurance companies would quickly and accurately pay all property insurance claims. All of their independent adjusters would have the time, patience and expertise to properly investigate and document the damages of your claim and payment for damages would be made quickly. Unfortunately, we don’t live in a perfect world and underpaid and unfairly denied homeowner claims, business claims and business interruptions claims are all too common.

The insurance claim process can be complex and very few claims are settled without any complications or delays that could be avoided. These delays can be caused by both parties. Claimants, unfamiliar with claim handling practices, who wish to handle their claim without professional insurance claim help will often make mistakes which cause claim delays, denials or low settlement offers. Insurance companies can also be responsible for complications throughout the claim process by demanding complex duties or tasks to be completed by the claimant. 

Public Adjuster Services

Getting professional claim help from a public adjuster can benefit the overall claim. Public adjuster services include claim handling, documentation and negotiation. More on that later. These claim adjusters lessen the time it takes to settle your claim and also help avoid complications and delays due to their experience with the claim process.
 
A public adjuster will help you in negotiating and settling following insurance claims amongst others:

· Fire insurance claim

· Water damage insurance claim

· Hurricane insurance claim

· Flood damage claim

· Storm damage insurance claim


Whether you have a business interruption claim or a home insurance claim, an experienced public adjuster will make sure that every act during the claim process serves a single purpose of helping you recoup a fast and full claim settlement.

Some of the services offered by a public adjuster:

· Insurance policy review and interpretation

· Daily claim management

· Damage estimation in insurance industry-specific format

· Damage substantiation

· Claim package preparation

· Claim package presentation

· Negotiations with the insurance company’s claim adjuster